5 Best Kids Dental Insurance Companies in 2022

Amanda Gerla

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Need to get your child to the dentist for a toothache that just won’t quit? You might not have dental insurance through your employer — and it may be more affordable to purchase a children’s dental plan.

It’s important to find a plan that works best for you and your family. This guide walks you through the types of coverage available and the cost of kids dental insurance. Here are Benzinga’s recommendations for the best dental insurance companies for your kids.

Quick Look: Best Kids Dental Insurance

The Best Dental Insurance for Kids

Many dental insurance providers don’t offer plans specifically designed for children. However, some individual plans give your child coverage benefits as a dependent. Family dental insurance plans are also an option to cover both you and your child.

1. Humana

Humana dental plans increase your coverage over time. Both the coverage limit and percentage paid by the plan increase each year up to a certain limit.

A Humana plan could be a great option to enroll your children when they are young. As they age and need more dental services, your insurance plan will have higher limits. 


1 Minute Review

As one of the largest and most popular dental insurance providers in the United States, Humana offers customers a wide network of dentists, with approximately 270,000 current dental care providers. Humana dental insurance lets you save money on costs without traveling far for care. Rates for basic plans are low and include 100% coverage for preventive services. Humana can help you get the most out of your money for dental benefits. 

Best For

  • Families
  • Early retirees
  • Entrepreneurs

  • Preventive care at 100% coverage
  • Can be used with more than 270,000 dentists nationwide

  • Annual maximum benefits as low as $1,000
  • Can be used with more than 270,000 dentists nationwide

2. Guardian Dental

The dental plans from Guardian help you protect your child’s teeth with affordable plan options. Guardian also has one of the largest networks of dentists across the country. Access to an in-network dentist could save you a lot of money, depending on your provider.

You’ll likely save on the cost to visit an in-network provider with so many dentists available.

Guardian Dental

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